Refinance Rates at
3.125%*(3.524% APR)

Find out How Much You Can Save!


About Us

Are you looking to refinance? MortgageRateCutter.com is committed to helping homeowners save money and find the lowest possible interest rate on a refinance loan. Simply fill out our short form and we will search our database of mortgage providers from across the country to match you with up to four lenders looking to help you save money on your home loan!

The process is fast and easy. Sit back as the lenders fight to cut your mortgage payment. Your job is to field the offers and decide which one is best for your situation.

How this Site Works

Want to save money? Of course you do!

MortgageRateCutter.com is committed to helping homeowners save money and find the lowest possible interest rate on a refinance loan. Simply fill out our short form and we will search our database of mortgage providers from across the country to match you with up to four lenders looking to help you save money on your home loan!

  1. Fill out this short form to get help now
  2. Get matched with up to 4 lenders who contact you with a rate quote
  3. Lock in a new rate quote and lower your monthly mortgage payment!

The process is fast and easy. Sit back as the lenders fight to cut your mortgage payment. Your job is to field the offers and decide which one is best for your situation.

Fill out the form today. You have nothing to lose but that high mortgage payment!

Frequently Asked Questions

Should I Refinance?

When deciding to refinance you should take several factors into consideration, including: How long do you plan to stay in the home? What fees will the lender charge? How much money can you save per month?

Am I obligated to anything?

No. The information provided by Mortgage Rate Cutter is not an application for a mortgage loan nor is it used to pre-qualify you with any lender. Completing our form does not obligate you to purchase a service or product from the providers, nor does it obligate a provider to offer you any particular service about which you may have inquired.

What factors will affect my rate?

If a Service Provider contacts you, your quoted rate may be higher depending on your property location, credit score, debt-to-income ratio, and other factors.

Latest News on Mortgage Refinancing

Why Refi? Though getting a lower rate may is the obvious choice, there are many other reasons that lead homeowners to refinance. Check out these 7 Reasons to Refinance from Bankrate.com.

1. Lower your monthly mortgage rate: Rates are sinking, and many lenders are offering rates way below the benchmark.

2. Convert an ARM: Many borrowers are worried about inflation and are looking for more stability. As a result, borrowers with adjustable rate mortgages are switching to a fixed-loan rate.

3. Get a mortgage on a paid-off house: Although this is not technically a refinance, many mortgage-free homeowners cash out their homes to get more money in their pockets.

4. Cash out to consolidate debt: Some borrowers choose to get cash out by refinancing more than they owe.

5. Cash out to buy other property: This type of refinance is starting to trend as borrowers take out money to buy other properties, mostly as investment opportunities.

6. Consolidate two mortgages: Some homeowners combine their first mortgage with the home equity line of credit in fear that rates might jump in years to come.

7. Address family matters: Divorces often lead to refinances because a former spouse must be removed from the loan.